AMEX Cash Magnet Credit Card
American Express offers the new improved credit card, Magnet Credit Card. It is very simple to apply for. You will require a good credit score and 18 years of the age limit. Only the resident of the United States can apply for this credit card.
To apply for the Cash Magnet Credit Card, you will require 14 characters of RSVP code along with the ZIP code. This RSVP code, which you have to received will look like 1 letter followed by 13 digits. You will get the promotional code for the Cash Magnet Credit Card via mail.
Benefits of Cash Magnet Card
Here are the following benefits, you will get with this card:
- After you spend $1,000 within the first 3 months, you will get to earn up to $200 cashback.
- On your purchases using this card, you will get to earn 1.5% unlimited cashback.
- The reward you will receive will be in Reward Dollars. You can redeem that rewards for the statement credits, gift cards, and merchandise.
- Here you will get the option to carry a balance with interest or pay in full each month.
Rates and Fees for Cash Magnet Card
Rates:
- APR for Purchases: For the first 15 months, your intro APR will be 0%. But after that, you have to pay 12.99% to 23.99%, based on your creditworthiness.
- APR for Balance Transfer: The balance transfer APR is 0% for the first 15 months from your account opening. After the service period end, your APR on balance transfer will be 12.99 to 24.99%, based on your creditworthiness.
- APR for Cash Advances: The cash advance APR for this card is 25.24%, based on your creditworthiness.
Fees:
- Annual Fee: For this card, you don’t have to pay an annual fee.
- Balance Transfer Fee: For each balance transfer, you have to pay $05 or 3% of the amount of each transfer.
- Cash Advance Fee: For each cash advance, you have to pay $10 or 5% of the amount of each cash advance.
- Late Payment Fee: For the late payment, you will be charged up to $40.
How to Response to the AMEX Cash Magnet Card Offer
If you have your 14-character RSVR code and zip code, then you can follow these instructions below:
- First, you have to visit this link www.amex.us/magnetrsvp.
- Then enter your RSVP Code on the first field.
- Enter your zip code on the last provided field.
- After that, you need to click on the Continue button for further steps.
How to Create American Express Online Account
To access your credit card account, you have to create an American Express online account. It is very easy to create the American Express account. You have to follow these instructions below to create the account:
- First, you have to visit the official website of the American Express.
- By clicking on this link www.americanexpress.com, you will be redirected to the website.
- You will see the login section on the left side of the page.
- Make sure the Credit Card is selected and click on the Create New Online Account option.
- Enter your 15 digits of the card number and the 4 digits of card ID on the given space.
- After that, you need to click on the Confirm button for further steps.
How to Login at American Express Online Account
To login to your American Express online account, you will require your user id and password. If you have your user ID and password, then you can follow these instructions below:
- First, you have to click on this link www.americanexpress.com, you will be redirected to the website.
- You will see the login section on the right side of the homepage.
- There, you have to enter your user id and password on the provided fields.
- After that, you need to click on the Log In button to access the portal.
How to Reset User ID and Password
If forgot your user ID and password, then you have to follow these instructions below:
- First, you have to visit this link www.americanexpress.com.
- On the left side of the page, you will see the login section.
- Then, you have to click on Forgot User ID and Password.
- If you forgot you forgot your user id, then select the Forgot User ID.
- For the password to reset, select the Forgot Password option.
- Then, enter your 15 digits of the card number and 4 digits of card ID.
- After that, you need to click on the Continue button for further steps.
How to Pay Cash Magnet Card Bill
To pay, your credit card bill, you have to follow these methods below:
Online Payment:
- First, you have to visit this link www.americanexpress.com.
- Then, enter your user ID and password on the provided field.
- After that, simply click on the Login button to access the portal.
- After, entering into the portal, you can make the payment very easily.
Read Also… Earn $25 on American Express Serve Card
Mail Payment:
You can also make the payment through the mail. To make the payment, you have to send the fund to this address below:
American Express
P.O. Box 650448
Dallas, TX 75265-0448
Overnight Payment:
Pay by Call:
American Express also allow you to pay your credit card bill over your phone. To make the payment, you have to call at 1-800-472-9297.
Contact Info
For any query contact American Express at:
Phone:
Customer Service: 1-800-528-4800
TTY/TDD: 1-800-221-9950
Mail:
General Inquiries:
American Express
P.O. Box 981535
El Paso, TX 79998-1535
Conclusion
So, if you have received the Cash Magnet Card promotional offer, then you should apply for it. You may face a few difficulties for the first time. So, for the application, you have to follow the above-mentioned steps.
Reference Link