How to Apply for the American Express EveryDay Credit Card
About American Express
The American Express Company is a leading financial service corporation, based in America. It is also known as American Express. It was founded on March 18, 1850. Headquarter of American Express is located at 200 Vesey Street, New York City, New York, United States. In 2017, Forbes named the American Express as the 23rd most valuable brand in the world.
How to Apply for the American Express EveryDay Credit Card
It is very easy to apply for the American Express EveryDay Credit Card. You just need to follow some very simple instructions to complete the application process. You face a few problems for the first time. In that case, you can follow these instructions below:
- First, you have to visit this link www.amexeveryday.com.
- Then, under Amex EveryDay Credit Card, click on Apply Now option.
- Then, fill up the application form.
- First, enter your full name.
- Enter the name on the card.
- Enter your email address.
- Enter your birth date.
- Then, enter your phone number.
- Enter your home address.
- Then, enter the social security number.
- Enter the total annual income.
- Then, choose the income source from the drop-down menu.
- Then, click on the Continue button.
- After that, follow the further instructions to complete the process.
Interest Rates and Interest Charges
Annual Percentage Rates for Purchase: 0% APR for the first 15 months.
APR for Balance Transfers: 0% APR for the first 15 months on balance transfer. After that, for the balance transfer, it will charge 14.49% to 25.49% on the amount you transfer. It can vary on the market based prime rates.
APR for Cash Advance: For the cash advance they charge 26.74%. It can also vary based on the market based prime rates.
Fees for the American Express EveryDay Credit Card
Annual Membership Fee: $0 for the annual fees.
Balance Transfer Fees: $0 for the balance transfer fees.
Cash Advance Fees: For the cash advance, they charge either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: For the foreign transaction, you have to pay the 2.7 % of the amount you transfer.
Late Penalty Fees: Up to $40.
Returned Payment Fees: Up to $40.
Over limit Fees: None.
How to Register for the American Express Account
In order to create an American Express Account, you have to follow these simple instructions below:
- First, you have to visit the official website of the American Express.
- Or, you can just click on this link www.americanexpress.com, for direct access to the website.
- Then, on the right side of the homepage, you will see the login section.
- There, you have to click on the Register for Online Services Option.
- Then, enter your 15 digits of the Card Number.
- Enter 4 digit of the card ID.
- Then, click on the Confirm button.
- After that, follow the further instructions to complete the registration process.
How to Login into American Express Account
The login process is quite simple. You just need your username and password to login to your account. You will get your username and password after you complete the registration. Once, you have your username and password, you can follow these instructions below:
- First, you have to visit the American Express website.
- By clicking on this link www.americanexpress.com, you will be redirected to the website.
- Then, on the right of the homepage, you will see the login section.
- There, you enter your username and password on the provided fields.
- If you are using your personal device, then check the box, remember me.
- Then, click on the login button to log in to your account.
How to Reset the Password
The password is the most important credential to access your American Express account. Without the password, you cannot access your American Express account. To access your account, you have to reset your password. To reset the password, you have to follow these instructions below:
- First, you have to visit the American Express website.
- Or, you can just click on this link www.americanexpress.com.
- On the right side of the page, you will see the login section.
- There, you have to click on the Forgot Username and Password option.
- Then, make sure Forgot Password is selected.
- Then, enter your 15-digit card number.
- Enter the 4-digit card number.
- Then, click on the Continue button.
Also Read : How to Apply State Farm Credit Card
How to Reset the User ID
If you forgot your user ID, then you have to follow these instructions to reset your user ID:
- First, you have to visit the American Express website by clicking on this link www.americanexpress.com
- You will see the login section on the right side of the page.
- After that, you have to click on the Forgot Username and Password option.
- After that, you have to click on the Forgot User ID option.
- Then, you have to enter your 15-digit card number.
- Enter the 4 digits of card ID.
- Then click on the Continue button.
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