www.umb.com – How To Apply UMB Simply Rewards Visa Credit Card

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Apply for UMB Simply Rewards Visa Credit Card

About UMB

UMB Financial Corporation is an American financial service holding company. It was established in 1913. Headquarter of this company is located in Kansas City, Missouri, United States. UMB offers complete banking and solutions to its customers. According to 2015, it is the sixth straight year, UMB ranked as one of America’s Best bank by Forbes.

Things You Need for Application

In order to apply for the UMB Simply Rewards Visa Credit Card, you need:

  • First and Last name.
  • Date of birth.
  • Social security number.
  • Mother maiden name.
  • Email address.
  • Physical address.
  • A variety of financial information.

Apply for UMB Simply Rewards Visa Credit Card

It is very easy to apply for the UMB Simply Rewards Visa Credit Card. By following very few simple steps, you can easily complete the application process. First the first time, you may face some problems. In that case, you can follow these instructions to complete the registration process:

  • First, you have to visit the official website of UMB.
  • Or, you can just click on this link www.umb.com. It will take you to the official website of the UMB.
  • Then, you have to click on the Person Banking.
  • Then, you have to click on the Credit Cards.
  • There, you will find UMB Simply Rewards Visa Credit Card.
  • There, you have to click on the Apply Now.

UMB Credit Card Apply

  • Then on the next page, enter your first name.
  • Enter the last name.
  • Enter your date of birth.
  • Then enter SSN.
  • Retype your social security number for confirmation.
  • Enter your mother’s maiden name.
  • Enter an email address.
  • Retype your email address for the confirmation.
  • Enter the physical address on line 1.
  • Then, enter your address on line 2.
  • After that, you have to enter your city name.
  • Enter your state.
  • Enter zip code.
  • Then choose your mailing address is different or not.
  • If your mailing address is different, then enter the address.
  • Then, enter the primary phone number.
  • Enter your alternate phone number, if there is any.
  • Then, you have to enter your financial information.
  • First, choose your employment status.
  • Enter your position.
  • Enter the employer’s name.
  • Enter the length of employment.
  • Enter previous employer name and position.
  • Then, enter the length of employment.
  • Then, you have to enter a phone number, monthly income, residential status etc.
  • After that, read the terms and conditions carefully and click on the Submit button.

Interest Rates and Charges

APR for Purchases: First 12 months your introductory APR will be 0.00%. After that, APR will be 13.49% to 21.49% based on your creditworthiness.

APR for Cash Advance: Advance cash APR will be 26.49%. It will vary on the prime rate.

APR for Balance Transfers: First 12 billing cycles within 60 days, introductory APR will be 0% on balance transfers. After that, it will charge 13.49% to 21.49%. It is based on your creditworthiness.

Minimum Interest Charge: If you are charged interest, then the charges will be no less than $0.50.

Also Read : Amex Credit Card Account Login


Annual Fee: There are no annual fees for the UMB Simply Rewards Visa Credit Card.

Transaction Fees:

Balance Transfer Fees: Three percent of the amount of the balance transfer, with a minimum of $15.

Cash Advance: The Cash Advance will charge you with a $15 minimum and a $50 maximum.

Foreign Transaction: Two percent of the U.S. dollar amount of each transaction.

Late Penalty Fees: The late penalty fees will charge you up to $38.

Returned Payment: It will charge you up to $38.

Over the Credit Limit: None.

Umb Bank Customer Service

If your credit card is lost or stolen, then you can contact me at 800.821.5184.

Pay Credit Card:

You pay your credit card payment through the mail. You have to include your credit account number on your check and send to:

Card Center
PO Box 219736
Kansas City, MO 64121-9736

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