Category: Credit Card

  • preapprovedtotal.com – How to Apply Total Visa Credit Card

    Do you wish to apply for the Total Visa Credit Card? If yes then you can apply for the credit card at the website of the Bank of Missouri. The bank has created the online portal so that the users can obtain the credit card.

    However, the preapprovedtotal.com is an online portal where the pre-approved members can accept the pre-approved credit card offer, they received in the email. The pre-approved credit card offer is provided to those who are already approved for the credit card. If your credit score is good or you are an existing account holder at the bank with an excellent credit then you can apply for the credit card. Read on to find a guide to the Total Visa Credit Card.

    What is the Total Visa Credit Card

    As said earlier the Total Visa Credit Card is issued by the Bank of Missouri and is an unsecured credit card. However, to the grievances of the people it is an expensive unsecured credit card that has heaps of extra charges and fee.

    The fee starts with charging $89 as the program fee. It does not require a deposit but the fee charged might burn a hole in your pocket. The fee starts from $89 and then goes to $75 which is the annual fee.

    What do I need to Apply

    Accept Pre-Approved Offer:

    1. If you wish to accept the pre-approved credit card offer then you need to have the pre-approved email.
    2. The reservation code found in the email is important to accept the offer.
    3. You should have an internet connected device.

    Find Approved Application:

    1. Ones who wish to find approved application should have the personal and financial data handy.
    2. Navigate to the website of the totalcardvisa.com 

    How to Apply for the Total Visa Credit Card

    • In order to Apply for the Total Visa Credit Card one needs to open the Pre-Approved Total website preapprovedtotal.com

    How To Apply Total Visa Card

    • As the web page opens there is a section tagged ‘Accept Pre-Approved Letter Offer’.
    • Provide the Reservation Code in the white space and click on the ‘Continue’ button below.
    • Now you will be taken ahead to the next page where you can get started with the credit card application.
    • Simply fill out the required data and you can get the credit card in the mail in the next few days.

    How to Find Approved Application

    • Ones who are unable to find approved application need to visit the Total Visa website at totalcardvisa.com 
    • Then click on the ‘Activate Your Card’ option

    Total Visa Credit Card

    • In the next step you will find a section tagged ‘Find approved application’.
    • Enter your date of birth, application ID or email address.
    • In the second process you can enter application id or email address to look for your application.
    • One can also search by email address which was used while applying for the credit card.
    • Tap the ‘Submit’ button below in order to look for your credit card application and apply.

    Conclusion

    At the end one can find the Total Visa Credit Card Application quite simple procedure. However, ones who have trouble looking out for the URL’s can find our post too useful. We hope you can have a great time using the Total Visa Credit Card.

    Reference:

    preapprovedtotal.com

  • www.umb.com – How To Apply UMB Simply Rewards Visa Credit Card

    Apply for UMB Simply Rewards Visa Credit Card

    About UMB

    UMB Financial Corporation is an American financial service holding company. It was established in 1913. Headquarter of this company is located in Kansas City, Missouri, United States. UMB offers complete banking and solutions to its customers. According to 2015, it is the sixth straight year, UMB ranked as one of America’s Best bank by Forbes.

    Things You Need for Application

    In order to apply for the UMB Simply Rewards Visa Credit Card, you need:

    • First and Last name.
    • Date of birth.
    • Social security number.
    • Mother maiden name.
    • Email address.
    • Physical address.
    • A variety of financial information.

    Apply for UMB Simply Rewards Visa Credit Card

    It is very easy to apply for the UMB Simply Rewards Visa Credit Card. By following very few simple steps, you can easily complete the application process. First the first time, you may face some problems. In that case, you can follow these instructions to complete the registration process:

    • First, you have to visit the official website of UMB.
    • Or, you can just click on this link www.umb.com. It will take you to the official website of the UMB.
    • Then, you have to click on the Person Banking.
    • Then, you have to click on the Credit Cards.
    • There, you will find UMB Simply Rewards Visa Credit Card.
    • There, you have to click on the Apply Now.

    UMB Credit Card Apply

    • Then on the next page, enter your first name.
    • Enter the last name.
    • Enter your date of birth.
    • Then enter SSN.
    • Retype your social security number for confirmation.
    • Enter your mother’s maiden name.
    • Enter an email address.
    • Retype your email address for the confirmation.
    • Enter the physical address on line 1.
    • Then, enter your address on line 2.
    • After that, you have to enter your city name.
    • Enter your state.
    • Enter zip code.
    • Then choose your mailing address is different or not.
    • If your mailing address is different, then enter the address.
    • Then, enter the primary phone number.
    • Enter your alternate phone number, if there is any.
    • Then, you have to enter your financial information.
    • First, choose your employment status.
    • Enter your position.
    • Enter the employer’s name.
    • Enter the length of employment.
    • Enter previous employer name and position.
    • Then, enter the length of employment.
    • Then, you have to enter a phone number, monthly income, residential status etc.
    • After that, read the terms and conditions carefully and click on the Submit button.

    Interest Rates and Charges

    APR for Purchases: First 12 months your introductory APR will be 0.00%. After that, APR will be 13.49% to 21.49% based on your creditworthiness.

    APR for Cash Advance: Advance cash APR will be 26.49%. It will vary on the prime rate.

    APR for Balance Transfers: First 12 billing cycles within 60 days, introductory APR will be 0% on balance transfers. After that, it will charge 13.49% to 21.49%. It is based on your creditworthiness.

    Minimum Interest Charge: If you are charged interest, then the charges will be no less than $0.50.

    Also Read : Amex Credit Card Account Login

    Fees

    Annual Fee: There are no annual fees for the UMB Simply Rewards Visa Credit Card.

    Transaction Fees:

    Balance Transfer Fees: Three percent of the amount of the balance transfer, with a minimum of $15.

    Cash Advance: The Cash Advance will charge you with a $15 minimum and a $50 maximum.

    Foreign Transaction: Two percent of the U.S. dollar amount of each transaction.

    Late Penalty Fees: The late penalty fees will charge you up to $38.

    Returned Payment: It will charge you up to $38.

    Over the Credit Limit: None.

    Umb Bank Customer Service

    If your credit card is lost or stolen, then you can contact me at 800.821.5184.

    Pay Credit Card:

    You pay your credit card payment through the mail. You have to include your credit account number on your check and send to:

    Card Center
    PO Box 219736
    Kansas City, MO 64121-9736

    Reference Link

    www.umb.com

    www.umb.com/accepted